ECCredit

ECCredit provides instant access to comprehensive credit reports which includes information on the credit history of an individual. ECCredit’s credit checking facilities are provided via a fully hosted and secure web based gateway.

Business Use

If you are providing credit to your customers you may experience increased ricks by doing so, hence, having access to a customers credit file may allow you to make an informed decision.

ECCredit’s Credit Check service provides access to a comprehensive credit report which details information on the credit worthiness of a company or business and its directors.

ECCredit can provide the following:

• Our secure system to manually retrieve a personal or company credit file throgh our web based form. Here you can purchase credit or carry out credit checks on a per use basis.
• Fully hosted web services to allow your own applications to carry out credit checks. ECCredit can offer this to your company on a prepaid or postpaid monthly invoiced account.
• ECCredit can taylor make an account for you to rate the credit file as per your pre entered rules so you may quickly and easily make an informed business decision. ECCredit offers a comprehensive administration tool to manage your users, credit rules, account details, payment options and prepaid credit.

Consumer Use

When you apply for a loan the credit provider can take your credit history into account when deciding whether to give you a loan.

Your credit history includes some or all of the following:

• Personal details
• List of previous credit applications
• Credit defaults
• Rectified credit defaults (ones which have been paid)
• Serious credit infringements
• Judgment, debts or bankruptcy (information on the public record)

You can retrieve a copy of your credit file by completing our Secure Online Order Form.

You may need to get your credit file:

• If you have been refused credit and wish to find out why
• If you are curious to see your credit history.
• If you wish to check and rectify a problem with your credit file

Let’s work together, contact ECConnect today.