ECCredit provides instant access to comprehensive credit reports which includes information on the credit history of an individual, as provided by D&B (Dunn and Bradstreet) or Equifax. ECCredit provides credit reporting with variable outcomes based on your own dynamically manageable rules.
If you are providing credit to your customers you may experience increased risk by doing so, hence, having access to a customers credit file may allow you to make an informed decision.
ECCredit’s Credit Check service provides access to a comprehensive credit report which details information on the credit worthiness of an individual as provided by your chosen credit checking partner.
The credit history will include some or all of the following:
- Personal details
- List of previous credit applications
- Credit defaults
- Rectified credit defaults (ones which have been paid)
- Serious credit infringements
- Judgment, debts or bankruptcy (information on the public record)